Best of Raleigh | OriginPoint

In today's episode of the Best of Raleigh Podcast, we are featuring Ryan Darge, Senior Vice President at OriginPoint. He is known for making a significant impact on the mortgage industry with his unique insights and dedicated service. Over time he has been able to assist many families in achieving their dream of homeownership. In this episode, we will explore Ryan’s journey to becoming a key figure in the industry and how his leadership at OriginPoint is influencing the future of real estate financing.

Ryan Darge serves as the Senior Vice President of Mortgage Lending and Producing Sales Manager at OriginPoint, leveraging nearly ten years of experience in the mortgage sector to assist clients in achieving homeownership. He earned a BA in Political Science with a minor in History from the University of North Carolina at Chapel Hill and originally hails from New York. In 2001, Ryan moved to North Carolina and currently resides in Raleigh with his wife, Devney, and son, RJ. Before joining the mortgage industry, he followed the family tradition in law enforcement, serving as a police officer for the Greensboro Police Department.

Ryan transitioned into the finance industry from being a police officer after his mother, who was an office manager at a mortgage broker, suggested he consider a career in mortgages. Initially, he decided to explore the opportunity, shadowing a loan officer and finding the experience enjoyable. This led him to pursue a career in mortgage lending, starting in the broker world and eventually moving into banking, before expanding his career further in the mortgage industry. He described the change as a pivotal moment that launched his career in finance.

OriginPoint merges two pioneering digital-first companies to ensure a seamless and transparent experience for all stakeholders. Guaranteed Rate, ranked as the second-largest retail mortgage company nationwide, boasts a 96% customer satisfaction rate. As the innovator behind the world’s first digital mortgage, Guaranteed Rate has transformed the mortgage industry and maintains a prominent presence in national markets. Compass, leading as the top independent real estate brokerage in the U.S., leverages a suite of AI-driven, cloud-based software. Compass's mission is to empower everyone to find their place in the world through innovative real estate solutions.

OriginPoint is dedicated to facilitating the home buying process for their clients, understanding that purchasing a home is often the most significant emotional and financial decision one can make. They take great joy in assisting clients through this pivotal journey.

Mortgage lending transcends mere figures. it significantly affects both the economic landscape and individual real estate decisions. Ryan Darge offers profound insights on how current mortgage rates are influencing the property market. He dispels a common myth that federal rate cuts lead directly to lower mortgage rates, explaining that these cuts impact the broader economic context, which in turn affects mortgage rates and lending conditions. Variations in these rates play a crucial role in shaping buyer decisions. Ryan advises prospective homebuyers to carefully evaluate their financial health and market conditions before committing to a purchase. Looking forward, he anticipates market trends and advises buyers to monitor these closely, suggesting that strategic timing of purchases can leverage rate changes to their advantage.

As we conclude today's insightful exploration into the world of mortgage lending with Ryan Darge, we are reminded of the profound influence that dedication and expertise can have on both individual lives and the broader community. Ryan's journey from law enforcement to a pivotal role in the mortgage industry encapsulates a commitment to service and excellence. His transition highlights how diverse experiences can enrich one’s professional endeavors and ultimately benefit the community.

Join us on the Best of Raleigh Podcast as we continue to uncover the stories of remarkable individuals like Ryan Darge. These narratives not only inspire but also drive forward the spirit of innovation and community engagement in Raleigh. Be sure to tune into our next episode, where we dive deeper into the stories that shape our vibrant community.